NASHVILLE SAVINGS BANK – PRIVACY POLICY
FACTS | WHAT DOES NASHVILLE SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? |
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WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nashville Savings Bank chooses to share; and whether you can limit this sharing. |
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES NASHVILLE SAVINGS BANK SHARE? | CAN YOU LIMIT THIS SHARING? |
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For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
For our marketing purposes – To offer our products and services to you | NO | NO |
For joint marketing with other financial companies – | NO | NO |
For our affiliates’ everyday business purposes – Information about your transactions and experiences | NO | NO |
For our affiliates’ everyday business purposes – Information about your credit worthiness | NO | NO |
For our affiliates to market to you | NO | NO |
For our nonaffiliates to market to you | NO | NO |
QUESTIONS? Call (618) 327-3216 or go to www.nashvillesavingsbk.com |
WHO WE ARE | |
Who is providing this notice? | NASHVILLE SAVINGS BANK |
WHAT WE DO | |
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How does Nashville Savings Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other safeguards to protect this information and limit access to information to employees for whom access is appropriate. |
How does Nashville Savings Bank collect my personal information? | We collect your personal information, for example, when you: -Open an account -Make a wire transfer -Apply for financing -Give us your contact information -Make deposits or withdrawals We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only: -Sharing for affiliates’ everyday business purposes – information about your creditworthiness -Affiliates from using your information to market to you -Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more rights under state law. |
DEFINITION | |
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. –Nashville Savings Bank has no affiliates. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. -Nashville Savings Bank does not share with non-affiliates so they can market to you. |
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. –Nashville Savings Bank does not jointly market. |
OTHER IMPORTANT INFORMATION |
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For Illinois customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization. |